Payments with a human face

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Credit Card Processing

Brighten buyers’ checkout experience with interaction-boosting terminals, gateways, signature pads (standard and wireless) and state-of-the-art payment software

POS Systems

From new hardware and software setup to fully integrated payment processing, make easy work of any work with our custom point-of-sale solutions

Check Services

Look good on paper. Skip the trip to the bank and let us handle it all. Deposit your checks from the comfort of your desk.

Mobile Payments

Step into the 21st century and see what it’s like to be a retail road warrior. Our mobile processing solutions help you accept payment anytime, anywhere

Automatic Clearing House (ACH)

Whether doing business online, by mail, or over the phone, debit customers directly with our dependable ACH and other electronic payment options

Fraud Prevention

Protect everyone’s data while avoiding chargebacks with our customized fraud protection services, including the latest ecommerce security tools

Loyalty & Gift Programs

Learn what they like and build a close community of customers with personalized gift cards, loyalty programs, digital coupons and other unique incentives

Know More, Pay Less

Exclusive B2B Program

Join our popular wholesale B2B program and start saving on every transaction. We keep things 100% transparent, offering one flat rate and zero hidden fees

Large Ticket Program

Making few transactions, but moving big money? Enjoy an aggressive interchange rate with Level III pricing among other cost-cutting strategies

Talk to a human today

Write the next chapter in your story by joining the MerchPay family

Refer and earn

Join our growing MerchPay® family of merchants and agents, and enjoy generous referral rewards